Allianz Schengen Travel Insurance

Allianz Schengen Insurance

Allianz Schengen Travel Insurance is a travel insurance product for individual travellers, couples, or families. It provides immediate help and financial coverage for medical emergencies encountered during a trip within the Schengen Area. Assistance is available on a 24/7 basis, 365 days of the year.

Schengen travel insurance from Allianz is fully compliant with European Union regulations and is recognised around the world. This ensures it is suitable for use as the mandatory travel insurance required for a Schengen visa application.

Highlights of the Policy

  • 24-hour emergency call centre friendly and professional
  • Telemedical consultations and medical assistance around the clock worldwide in the event of illness or accident
  • Accident and breakdown assistance throughout Europe
  • High sums insured including assumption of health care costs abroad up to CHF 1 million
  • Travel baggage coverage including cover for cameras, laptops and sports equipment
  • Cancellation charges insurance unbureaucratic and customer-oriented

Countries Covered By Allianz Schengen Travel Insurance

Visitors to the Schengen Area are required to either obtain a visa, or be a passport holder from a country that has a visa exemption agreement. Valid travel insurance is mandatory for any successful visa application and Allianz’s Schengen Travel Insurance is recognised around the world and fully compliant with Schengen and European Union regulations.

The Schengen Area is made up of 27 countries, which have agreed to remove border controls at their mutual borders, allowing passport-free movement between these countries for residents and visitors. These 27 countries, which are all covered by the insurance product offered by Allianz, are:

  • Austria
  • Belgium
  • Croatia
  • Czech Republic
  • Denmark (excluding Greenland and the Faroe Islands)
  • Estonia
  • Finland
  • France (excluding overseas departments and regions)
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands (excluding overseas constituent countries)
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Additionally, three micro states are considered to be de facto members of the Schengen Area and travel to these states is also covered by the Allianz travel insurance. These are: Monaco, San Marino, and the Vatican City.

Applying for Allianz Schengen Travel Insurance

Travellers are able to purchase Allianz Schengen Travel Insurance online via the Allianz website. Within a few minutes, a confirmation email should arrive, outlining the terms of the insurance. This email will also include the official travel insurance certificate, which can be used for a Schengen visa application.

Unlike with some other products on the market, Allianz Schengen Travel Insurance can be purchased for an entire family, with a single payment. In this event, travellers will receive a single certificate, which will outline the insurance information for all individuals who are covered by the insurance policy.

Important Coronavirus Information

It is essential that travellers to the Schengen Area follow all available guidelines related to coronavirus (COVID-19).

Allianz travel insurance products do provide coverage for medical treatment that is necessary as a result of contracting COVID-19 after arriving in the Schengen Area. This includes COVID-related medical treatments, cancellations, and covering any additional accommodation costs if it becomes necessary to quarantine and extend a trip.

Other Important Insurance Information

Allianz Allianz Schengen Travel Insurance is able to be purchased for a single trip, or as an annual policy for multiple trips to the Schengen Area. With annual coverage, each individual trip to the Schengen Area can last no longer than 90 days, and insurance coverage will begin again once a traveller re-enters the Schengen Area.

The standard insurance offers personal accident cover, as well as cover for emergency medical expenses. Travellers are advised to seek treatment from a General Practitioner (GP) for minor illness and injury and follow their advice for any follow-up treatment. Emergencies or severe illness should be treated at a hospital, or via an on-call doctor that is able to offer emergency care. Dental emergencies should be treated at a registered dental practice.

Certificates of insurance are provided in English. Standard Allianz travel insurance products provide coverage of up to US$ 50,000 for accidents, illnesses or injuries. Upgraded ‘Silver’ and ‘Gold’ packages can extend this to add coverage for lost or stolen travel documents and personal possessions.

Travellers must follow the guidance and travel advice issued by the Foreign Commonwealth & Development Office (FCDO). Coverage is only guaranteed if the country being visited is not subject to FCDO advice against travel.

Allianz Schengen Travel Insurance Policy Details

Schengen Travel Insurance
Travel Schengen Single Trip
PriceFrom $15
Emergency Medical Expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
Emergency Medical Evacuation / Repatriation
If deemed medically necessary we shall organise your evacuation to the nearest or most suitable medical facility to provide the required care for your health condition. In extreme circumstances this may require repatriation back to your home country.
Repatriation of Remains
We shall cover the costs for the transportation of your remains in the unfortunate event of your death, or the death of any person covered under your policy, during your journey.
In case of an emergency we shall cover you for dental treatment to relieve sudden pain.
$200 Max ($50 per tooth)
Hospital Cash
If you are hospitalized for more than 48 continuous hours we shall pay you a sum per day for the out of pocket expenses incurred during your hospital stay.
$100 ($10 per day)
Emergency Family Travel / Visit of close relative
On medical advice we shall pay for a close relative to stay with you, or travel to you from your home country in case you are hospitalized.
Economy Ticket
Loss of travel documents
Provides cover if your passport or visas are lost, stolen or destroyed on your journey. 
Personal Accident
Death (including common carrier)
A beneficiary shall be eligible for a compensation amount in case of your death, or the death of any person covered under your policy, during your journey.
*Last updated February 16th 2023

For more information visit:
Allianz Schengen Travel Insurance