Europ Assistance Schengen Travel Insurance

Europ Assistance Schengen Insurance

Europ Assistance Schengen Travel Insurance is a travel insurance product, which covers travel to all states within the Schengen Area, as well as the three de facto member micro states of Monaco, San Marino, and the Vatican City. The insurance is available to individual tourists, families and business travellers.

Travellers with Schengen Travel Insurance from Europ Assistance are covered for medical expenses of up to 30,000€, or up to 60,000€ with the Schengen Plus coverage. This includes coverage for illness and injury, while emergency travel assistance is also available 24 hours a day, seven days a week. No pre-screening or medical examinations are needed.

Highlights of the Policy

  • Meets all European regulation requirements
  • Valid for single tourist, family and business travellers
  • Immediately download your Insurance Certificate
  • Reimbursement in case of visa refusal

Countries Covered By Europ Assistance Schengen Travel Insurance

The Schengen Area consists of a total of 27 countries and three micro states. These countries have opted to remove passport controls and other border controls at their mutual borders, meaning travellers and residents are free to move from one Schengen country to another without a passport.

Europ Assistance Schengen Travel Insurance can be obtained for travel to any of the Schengen Area countries:

  • Austria
  • Belgium
  • Croatia
  • Czech Republic
  • Denmark (excluding Greenland and the Faroe Islands)
  • Estonia
  • Finland
  • France (excluding overseas departments and regions)
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands (excluding overseas constituent countries)
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Three micro states are de facto members and are covered by Europ’s insurance. These are Monaco, the Vatican City, and San Marino. Furthermore, Europ Assistance’s Schengen Plus insurance product also covers travel to the United Kingdom, the Republic of Ireland, Romania, Bulgaria, Croatia and Cyprus, but the standard Schengen insurance does not.

Greenland and the Faroe Islands are not included in either product, despite Denmark being within the Schengen Area. Likewise, the overseas departments and constituent countries of France and the Netherlands are not covered.

Travel to the Schengen Area requires a visa, or for the traveller to hold a valid passport from a visa-exempt country. Visitors from visa-exempt countries are permitted to enter without a visa for short stays (generally a total of 90 days in any 180 day period). Travel insurance is mandatory for all Schengen visa applicants. Visa forms are typically obtained from the first Schengen country visited, or the country where most time will be spent.

Applying for Europ Assistance Schengen Travel Insurance

Europ Assistance Schengen Travel Insurance can be purchased online from the Europ Assistance website. Once purchased, the insurance will be ready and valid for use within a few short minutes. Travellers will receive their certificate straight away and a download link will be provided.

Insurance certificates can be obtained in English, Spanish, Germany, French, Russian, or Chinese. The certificate is also recognised around the world, and can be used during the visa application process.

Important Coronavirus Information

It is important for all travellers covered by Europ Assistance’s Schengen Travel Insurance to follow travel guidelines provided by local governments, the European Union, the World Health Organization, and other official bodies at all times, especially in relation to Coronavirus (COVID-19) and other infectious diseases.

With that being said, Europ Assistance’s policy is designed to protect travellers against injuries, unforeseeable illnesses, and other medical emergencies. Epidemic illnesses and infectious diseases are not covered by the policy.

Other Important Insurance Information

Tourists and business travellers who take out Europ Assistance Schengen Travel Insurance will have all valid medical expenses fully reimbursed, providing peace of mind during any trips within the Schengen Area. The insurance also ensures travellers are able to obtain services from medical professionals, regardless of the Schengen country.

Support is available on a 24/7 basis and this support is available in multiple languages.

Europ Assistance Schengen Travel Insurance Policy Details

Schengen Coverage (from 3€)Schengen Plus Coverage
(from 5€)
Hospitalisation expenses

Europ Assistance will cover medical and expenses in the event of sudden illness or accident that occurs while the insured person is travelling outside his or her resident country.

Coverage includes medical fees, medication costs, hospitalisation expenses, transfer fees that are ordered by a doctor and repatriation costs. 
Up to 30,000€Up to 60,000€
Assistance in the event of illness/injury and death

Europ Assistance will cover the costs and organise repatriation of the mortal remains of the insured person in the event of death. 
Extension of stay

Europ Assistance will pay the expenses incurred from the extension of stay if prescribed by a doctor, for a maximum of 5 days.
Accompaniment of minors

Europ Assistance will organise and take charge of the return journey of any person under the age of 14 to his/her country of residence.
Return/relocation and lodging expenses of a companion

Europ Assistance will cover the return costs of a person accompanying the insured person. 
Coverage areas/countriesSchengen areaSchengen area plus Bulgaria, Croatia, Cyprus, Ireland, Romania and the UK
*Last updated February 16th 2023

For more information please visit:
Europ Assistance Schengen Travel Insurance